• Finances

    2021 Goals

    With 2021 finally here it’s time that we set our goals for the new year.  Although I may fail or fall short of many of my endeavors this year, I still think it is a very healthy practice for personal growth.  I encourage everyone to sit down and write a few goals for themselves this year.  Even if your goals seem far fetched, write them down.  Writing them down is a vote and step towards the person you want to become in the future and there is power in that.  If you want to read about my goals from last year or my review of those goals follow the respective…

  • Finances

    2020 Goals Review

    Alright, it’s finally that time of the year to see how we did at fulfilling our January 1st goals.  As many of you know, goals can be an amazing way to mark progress, create motivation, and help with self reflection.  However, goals are fluid, what mattered January 1st, 2020 might not matter as much on December 31st, 2020 and that’s just fine.  Whether you accomplish your goals or not, the important part is the reflection it takes to write and review them. As well as the personal growth you experienced that year as a person.  I challenge everyone to try setting some goals this year for 2021 regardless of how…

  • Finances

    My Financial Privilege

    As I sit here and watch what is going on in America right now, I feel the need to speak up but I don’t know how.  I see an innocent black man killed by the very system that is sworn to protect him and I know that it is wrong. To my core, I can feel the pain of losing my father, my brother or my friend.   The protests start, looting begins and further police and bystander retaliation occurs.  And again, I think I can feel the sadness as communities burn and people are hurt.  I try to personalize this pain and suffering.  And I begin to feel like I…

  • Books,  Recommendations

    Book Review: Atomic Habits

    An overarching theme for many of the most successful people you come across in life is that they tend to have better habits than you.  The people who are in shape, tend to have better eating habits and exercise routines. The people who have a cleaner house, tend to have better cleaning and organization habits. The people with healthy relationships, tend to have better communication habits.  The people who are closest to financial independence, tend to have the better money spending habits. And so on and so forth. These habits, whether realized or not, create the backbone of successful people.  Many people innately have some of these habits (or at…

  • Finances

    2020 Goals

    2019 has come and gone and for really no apparent reason, I feel that I have been waiting for 2020 for a long time. I was too young to appreciate 2000 and the rest of the years in between didn’t quite seem to have the appeal that 2020 did. I’m not sure if it’s because it’s an election year so 2020 is posted everywhere or if it’s because 20/20 eyesight is good so therefor one could deduct the year would be good too. I’m not sure, but regardless, I’m excited to bring on the year! The Importance of Goal Writing I think by now everyone knows how strongly I feel…