• Finances

    Jumping From Sand vs Stone: Taking Financial Risks From a Place of Financial Security

    I think it’s finally time we move on from California licensure information and move back into some financial discussions.  So let’s get started.  I can’t speak for everyone, but I know that for myself I am constantly throwing around the ideas of retiring early, working part time, or pursuing other side hustles or passions outside of the current work I do in healthcare.  You may not be throwing around these ideas yourselves but maybe you are thinking about taking on a house flip, taking a sabbatical from work to travel, or buying a new, expensive piece of technology to potentially advance your career or business. All of these decisions can…

  • Finances

    2020 Financial Summary

    Alright, it’s finally that time of year again in which I get to write my favorite post.  It’s the post I most look forward to each year because it shows me if all the work I have been doing throughout the year has paid off.  It tells me what I did well for the year financially and what I could improve on. This is year 3 of this post and I finally feel like I have enough data to begin to see some trends in my finances.  I still can’t get over the spending data I have for the last 3 years.  For someone who doesn’t budget at all, the…

  • Finances

    2021 Goals

    With 2021 finally here it’s time that we set our goals for the new year.  Although I may fail or fall short of many of my endeavors this year, I still think it is a very healthy practice for personal growth.  I encourage everyone to sit down and write a few goals for themselves this year.  Even if your goals seem far fetched, write them down.  Writing them down is a vote and step towards the person you want to become in the future and there is power in that.  If you want to read about my goals from last year or my review of those goals follow the respective…

  • Finances

    2020 Goals Review

    Alright, it’s finally that time of the year to see how we did at fulfilling our January 1st goals.  As many of you know, goals can be an amazing way to mark progress, create motivation, and help with self reflection.  However, goals are fluid, what mattered January 1st, 2020 might not matter as much on December 31st, 2020 and that’s just fine.  Whether you accomplish your goals or not, the important part is the reflection it takes to write and review them. As well as the personal growth you experienced that year as a person.  I challenge everyone to try setting some goals this year for 2021 regardless of how…

  • Finances

    Fiscal Therapist Quick Guide to Investing

    I’ve been getting a lot of questions recently from people who are getting to the point in life when they are ready to start investing.  They understand the basics, but don’t know where to begin. That’s where this quick guide will hopefully come into play. This is by no means the only way to invest, but is the best way that I have found to maximize the return on my investments while minimizing the cost of my time.  All while not needing to pay a financial advisor a cent of my hard earned money. So let’s begin. Invest in Your Company’s 401k Plan Up Until the Employer Match If your…