As it is the time of the year in which the winter new grad therapists are taking (and passing!) their boards, I feel that it’s the perfect time to again share how beneficial traveling right out of school can be for paying back your loans, building your net worth, improving your skills, and seeing the country. Every year I put together my financial summary which is a post that I create outlining my financial growth for the year. And every year I am astonished by how much traveling therapy has affected my ability to maximize my income as a new practitioner. In just 2 years of traveling therapy, I have…
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2020 Goals
2019 has come and gone and for really no apparent reason, I feel that I have been waiting for 2020 for a long time. I was too young to appreciate 2000 and the rest of the years in between didn’t quite seem to have the appeal that 2020 did. I’m not sure if it’s because it’s an election year so 2020 is posted everywhere or if it’s because 20/20 eyesight is good so therefor one could deduct the year would be good too. I’m not sure, but regardless, I’m excited to bring on the year! The Importance of Goal Writing I think by now everyone knows how strongly I feel…
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Do I Need an Emergency Fund?
Emergency funds are a highly debated topic amongst the financial community and one that shouldn’t be taken lightly. So where should you stand on the matter? I personally feel that having an emergency fund set aside for a disaster is important, especially if you have dependents, but I disagree with where this money should be kept. So let’s start from the beginning and break it down so you can come to your own conclusion based on your unique circumstances. So what is an Emergency Fund? An emergency fund is liquid cash being available to use in case of a financial emergency such as home/car repairs, medical bills, or a period…