2019 was a crazy year for my living situations so I knew I wanted to write an article about it. I’m not writing this article to say these are the necessary steps to reach financial independence or even to improve your financial position. I’m simply writing it to show that there are sacrifices or small changes that all of us can take to decrease our monthly spending on housing. And sacrifice may be a strong word choice as well. Possibly re-framing our thoughts may be a better way to put it. Housing is expensive so if we can find different avenues to cut this cost we can save a lot…