When I tell people that I credit card hack/travel hack (whatever you want to call it), the first kick back I always get is that doing so most surely will kill my credit score. So I think it is finally time to debunk this myth. Why Close a Credit Card? So the first question to address is why would one need to close a credit card? We are told that the age of credit is a factor in our credit score. So why would we want to cancel a card which will most certainly lower this metric? We want to cancel because with credit card hacking, we are often opening…