The Basics Bonus: 60,000 Points when you spend $4,000 in the first 3 months of opening it. Annual Fee: $95 Credit Needed: Good – Excellent Earning Points: 2x points on travel and dining, 1x points on all other purchases 5x Lyft Points: Earn 5x points on each lyft ride Unlimited Free Deliveries: When using DoorDash’s Dash Pass on purchases over $12 Annual Bonus: No Expiration of Points: No, as long as the credit card is open. You can transfer points to keep them alive prior to cancelling the card if applicable. Other Perks Primary Rental Car Coverage:Deny the insurance at the rental car company saving you $15+ dollars per rental…
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Does Cancelling a Credit Card Hurt My Credit Score?
When I tell people that I credit card hack/travel hack (whatever you want to call it), the first kick back I always get is that doing so most surely will kill my credit score. So I think it is finally time to debunk this myth. Why Close a Credit Card? So the first question to address is why would one need to close a credit card? We are told that the age of credit is a factor in our credit score. So why would we want to cancel a card which will most certainly lower this metric? We want to cancel because with credit card hacking, we are often opening…
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Quick Review: Capital One Venture Card
The Basics Bonus: 50,000 Points when you spend $3,000 in the first 3 months of opening it Annual Fee: $95, waived the first year Credit Needed: Good – Excellent Earning Points: 2x points per $1 spent on ALL purchases 10x Miles per $1 on Hotels Booked Using Hotels.com: A $100 hotel returns 1,000 points. (10% cash rebate) Annual Bonus: No Expiration of Points: No, as long as the account remains open Other Perks Free Global Entry or Pre TSA Check Voucher: A $100 value. Auto Rental Collision Damage Waiver: Insurance covering rental car accident or theft on cars rented via this card Lost Luggage Reimbursement: Up to $3,000 Travel Accident…
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Credit Card Series: Capital One Venture Card
By pure happenstance, this was the first credit card that I applied for to begin my illustrious “career” as a travel hacker and it is still the card that I recommend to anyone just starting out on their travel hacking plans. I truly got lucky picking this card first, but I’m hoping I’ll be able to actually explain why you too should pick this card first in the below review. So let’s look at the specs on this card. The Basics Bonus: 50,000 Points when you spend $3,000 in the first 3 months of opening it Annual Fee: $95, waived the first year Credit Needed: Good – Excellent Earning Points:…
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Credit Card Series: Chase Sapphire Preferred
Awhile back now, I started my credit card series which was going to lay out my travel hacking progression so that others could follow my thought process with my credit card selections. Well this plan was placed on the back burner as other articles took precedent but I think it’s about time to bring it back. Recap So let’s recap my credit card journey up to this point. I started out my credit card hacking journey like anyone else, clueless and a little fearful of credit cards. So like many people, I made some credit card mistakes and ended up with a call from a collection officer. Not a good…
