Alright, it’s finally that time of year again in which I get to write my favorite post. It’s the post I most look forward to each year because it shows me if all the work I have been doing throughout the year has paid off. It tells me what I did well for the year financially and what I could improve on. This is year 3 of this post and I finally feel like I have enough data to begin to see some trends in my finances. I still can’t get over the spending data I have for the last 3 years. For someone who doesn’t budget at all, the…