Quick Review: Chase Sapphire Preferred Credit Card

The Basics

Bonus: 60,000 Points when you spend $4,000 in the first 3 months of opening it.
Annual Fee: $95
Credit Needed: Good – Excellent
Earning Points: 2x points on travel and dining, 1x points on all other purchases
5x Lyft Points: Earn 5x points on each lyft ride
Unlimited Free Deliveries: When using DoorDash’s Dash Pass on purchases over $12
Annual Bonus: No
Expiration of Points: No, as long as the credit card is open. You can transfer points to keep them alive prior to cancelling the card if applicable.

Other Perks

Primary Rental Car Coverage:Deny the insurance at the rental car company saving you $15+ dollars per rental and if you are involved in an accident or theft you are covered both domestically and abroad.
Trip Insurance: Coverage if your trip is cancelled or delayed. Up to $10,000 per person
Auto Rental Collision Damage Waiver: Insurance covering rental car accident or theft on cars rented via this card
Baggage Delay Insurance: Baggage delays over 6 hours qualify you for up $100 dollars per day in reimbursements for up to 5 days to purchase clothing, toiletries, etc.
Trip Delay Reimbursement: When your flight is delayed for over 12 hours, you can submit reimbursement for up to $500 back per ticket for lodging, food, transportation, etc.
Purchase Protection: New purchases on your card are covered for damage or theft up to $500 per claim and $50,000 per account
Extended Warranties: Extends the warranties on purchased items by one year on top of the warranty already in place on items with warranties less than 3 years.
No Foreign Transactions Fee
Customer Service Without Wait: Using a special toll free number, get immediately connected to a live representative. No hold music for you!
Metal Card: Very satisfying to use