With everything going on in the world, I believe that light has been shed on the matter that as people, we need to be more comfortable talking about the uncomfortable. This was my message a few weeks ago, and this week will follow suit but on a different yet far too relatable topic. Money. Money comes with it’s own beliefs, thoughts, and desires. But one thing is true, we need it to survive. Some have had it given to them, and some have to beg for it. Some struggle to earn it, where for others it comes natural. Yet regardless of whether someone has millions or just pennies, few…
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Why Everyone Should Try a No Spend Month
I have been wanting to try a no spend month for a while now as a challenge for myself both financially and mentally. I actually put it in my 2020 goals back in January this year. So with everyone already quarantined and most places shut down due to COVID-19, I figured now was as good of a time as any to give it a shot and I actually think it went pretty well. So What is It? It’s exactly as it sounds. It’s an attempt to spend as little money as possible for 30 days. You are allowed to spend money during this timeframe but you are trying to limit…
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My Financial Privilege
As I sit here and watch what is going on in America right now, I feel the need to speak up but I don’t know how. I see an innocent black man killed by the very system that is sworn to protect him and I know that it is wrong. To my core, I can feel the pain of losing my father, my brother or my friend. The protests start, looting begins and further police and bystander retaliation occurs. And again, I think I can feel the sadness as communities burn and people are hurt. I try to personalize this pain and suffering. And I begin to feel like I…
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Please Don’t Withdraw Your 401k
This new post comes from a real story I heard this past week at work. As many know, work (especially in the therapy gym) is the common place for all sorts of different stories, understandings, thoughts, conspiracies, and beliefs to be shared freely. Most people don’t want to hear your political, religious, or financial advice but work gives people a nice buffer to express freely without as much kickback, especially if you are the customer. This holds even more truth in the healthcare field, especially when you spend 10+ hours with one patient by the end of their POC as we do in PT frequently. Although I do enjoy hearing…
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Quick Review: Capital One Venture Card
The Basics Bonus: 50,000 Points when you spend $3,000 in the first 3 months of opening it Annual Fee: $95, waived the first year Credit Needed: Good – Excellent Earning Points: 2x points per $1 spent on ALL purchases 10x Miles per $1 on Hotels Booked Using Hotels.com: A $100 hotel returns 1,000 points. (10% cash rebate) Annual Bonus: No Expiration of Points: No, as long as the account remains open Other Perks Free Global Entry or Pre TSA Check Voucher: A $100 value. Auto Rental Collision Damage Waiver: Insurance covering rental car accident or theft on cars rented via this card Lost Luggage Reimbursement: Up to $3,000 Travel Accident…
