Awhile back now, I started my credit card series which was going to lay out my travel hacking progression so that others could follow my thought process with my credit card selections. Well this plan was placed on the back burner as other articles took precedent but I think it’s about time to bring it back. Recap So let’s recap my credit card journey up to this point. I started out my credit card hacking journey like anyone else, clueless and a little fearful of credit cards. So like many people, I made some credit card mistakes and ended up with a call from a collection officer. Not a good…
-
-
How to Handle a Stock Market Crash: A Complete Guide
Do Nothing. I guess I will expand a little bit more. But the above is the best advice you are going to find on the internet, I promise you that. And with far less words, but if you insist on reading on we can break down this sound advice further. I previously had another article planned for this week, but in light of this week’s stock market drop/”dooms day” I pivoted to an article that I have been wanting to write for awhile now. Market Fear For reference, on Monday there was a large dip in the the stock market. The Dow Jones which is an index that tracks the…
-
5 Ways to Cut Your Grocery Bill
As a physical therapist and overall health advocate, general fitness and well-being is a priority in my life. When I set out on this journey towards financial independence, even before I knew what I was doing, I put healthy lifestyle as a category that I wouldn’t skimp on. So this includes grocery shopping. This year, accounting for primarily just myself, I was able to keep my grocery bill at around $215 per month while eating primarily fresh produce and meat. Yes, every now and then I too mix in some processed cheap foods (peanut butter and Jalapeno kettle chips are my vice) but I primarily shop in the perishable food…
-
You Could Never Travel AND Have a High Savings Rate…
Before I begin this article, I want to emphasize that I am sharing this information with you not to brag but to continue to show complete transparency with my financial numbers and life. I do this for three reasons. To keep my blog’s integrity. I would never try to sell something that I wasn’t practicing myself. Just like you wouldn’t trust an out of shape personal trainer, or a dentist with decaying teeth. By using my actual numbers, it’s the best way to keep my journey authentic and relatable. To show how easy many of the concepts that I discuss are and how applicable they can be to your life…
-
2019 Financial Summary
This is probably my favorite post to write every year because maps out my current trajectory towards financial independence. It lets me know how I’m doing with my saving, investing, and spending. Collecting this information can be extremely powerful tool because of the insight it gives you and one that I recommend everyone keep track of. You don’t need to go all out like my spreadsheet with tables, graphs, and ROI but if I had one piece of advice for someone just starting out, it would be to track your spending. This is far and away the most important data one can track. When you know where your money is…
