Thankfully, and I mean THANKFULLY, this has not yet become my reality but for many full time and traveling therapists, nurses, etc, this has become theirs. Personally, many of my friends, past colleagues, and fellow travelers have been asking questions about the process of applying for unemployment insurance as COVID-19 has proven that job security in healthcare isn’t as safe as we once thought. So, I figured diving in to answer as many of these questions as I could would be helpful. Plus, there is a strong chance that after my current contract is up at the end of May, I may be applying for unemployment as well since the…
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Book Review: Atomic Habits
An overarching theme for many of the most successful people you come across in life is that they tend to have better habits than you. The people who are in shape, tend to have better eating habits and exercise routines. The people who have a cleaner house, tend to have better cleaning and organization habits. The people with healthy relationships, tend to have better communication habits. The people who are closest to financial independence, tend to have the better money spending habits. And so on and so forth. These habits, whether realized or not, create the backbone of successful people. Many people innately have some of these habits (or at…
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Book Review: The Simple Path to Wealth
This book is constantly referenced by many people as their favorite finance book and for me it’s really no different. This book truly was what kick started my path towards financial independence. It was the catalyst that led to the creation of this blog. Let me explain As I have said in the past, I started my first real job directly out of PT school and was clueless about money and investing, and everything in between. I knew I was too frugal at my core to spend all this new income and understood I couldn’t just let that money build in my savings account. So I knew I needed to…
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Introduction to the Book Series
As everyone is likely spending much more time inside and getting increasingly bored as a result of the COVID-19 pandemic, I figured now was a good time to introduce my book series. Basically this is going to be a series of book reviews of all the books that I personally have benefitted from and endorse for others to read. I plan for these books to primarily be in the personal finance and personal growth fields. Hopefully with all the extra free time we now have, these books can help all of us grow even more on our pursuits to financial independence and happiness. As the amount of book reviews hopefully…
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Simplifying The CARES Act: What Should I Do With My Check?
The CARES Act The CARES act or Coronavirus Aid, Relief, and Economic Security act is a federal law that in part directs the use of the 2 trillion dollars of funding for COVID-19 relief aid. For the purposes of this article, we are going to focus primarily on the stimulus checks or economic impact payment. These stimulus checks continue to be the sources of confusion amongst conversations, so I think before we talk about how to use it, we need to clarify some of the many questions surrounding it. What is it? The stimulus check is money that is considered a 2020 tax credit that citizens are being given if…
