Many of you have likely heard of the Southwest companion pass, but if you haven’t, basically it is a reward benefit that lets you have BOGO (buy-one-get-one) Southwest tickets for your designated companion for the year you complete the requirements and the entire next year. In the travel hacking community, it is usually viewed as the most coveted reward! How to Earn This Reward? To earn this reward, you need to earn 125,000 Southwest Points within 1 calendar year or take 100 qualifying flights on Southwest. But most of us will not be flying 100 times within a calendar year so we will focus on the 125,000 points, which is…
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Taking a Mental Break
As many of you have probably noticed, I have not released a new article in almost a month now. This wasn’t a planned event but it was something that has happened naturally. Over the past two years this blog has taken much of my mental energy and time on top of a full work week as I have tried to release a new article every week. I tell you this not to make an excuse, as this whole process is something I wouldn’t have changed for anything, but to simply show the effort that I have put into something that I am very passionate about. I finally understood the concept…
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Fiscal Therapist Quick Guide to Investing
I’ve been getting a lot of questions recently from people who are getting to the point in life when they are ready to start investing. They understand the basics, but don’t know where to begin. That’s where this quick guide will hopefully come into play. This is by no means the only way to invest, but is the best way that I have found to maximize the return on my investments while minimizing the cost of my time. All while not needing to pay a financial advisor a cent of my hard earned money. So let’s begin. Invest in Your Company’s 401k Plan Up Until the Employer Match If your…
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The App Everyone Should Be Using to Track Their Finances
Most people don’t track their expenses, emergency fund, debts, investments, retirement plan or overall net-worth. And of those who do track one or all of those recommended personal finance markers, everyone has their own method for tracking them. Some use homemade excel spreadsheets, some use the classic pen and paper along with a collection of hundreds of receipts, some use individual apps to track each marker separately or some just let someone else deal with it completely. Personal Capital Personal Capital is a FREE, financial planning and wealth management app that is downloadable for any phone. The beauty of this app is its ability to create a one stop shop…
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Book Review: The 4-Hour Work Week By Tim Ferris
This book is a classic. A book that I had heard about for years as the key to breaking away from the 9 to 5 and taking back control over your time. This book has sold over 2 million copies, spent 4 years as a New York Times best seller and has been translated to over 40 different languages. So I finally decided to check it out and see for myself. This was also the first audiobook that I have checked out of my public library so I was excited to see how I processed information through this form. Audio Books I currently drive around 6-7 hours per week for…
