With 2021 finally here it’s time that we set our goals for the new year. Although I may fail or fall short of many of my endeavors this year, I still think it is a very healthy practice for personal growth. I encourage everyone to sit down and write a few goals for themselves this year. Even if your goals seem far fetched, write them down. Writing them down is a vote and step towards the person you want to become in the future and there is power in that. If you want to read about my goals from last year or my review of those goals follow the respective…
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2020 Goals Review
Alright, it’s finally that time of the year to see how we did at fulfilling our January 1st goals. As many of you know, goals can be an amazing way to mark progress, create motivation, and help with self reflection. However, goals are fluid, what mattered January 1st, 2020 might not matter as much on December 31st, 2020 and that’s just fine. Whether you accomplish your goals or not, the important part is the reflection it takes to write and review them. As well as the personal growth you experienced that year as a person. I challenge everyone to try setting some goals this year for 2021 regardless of how…
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2020 Recap
Well… We Made it. 2020 has come and finally went. It was a year unlike any other I have ever experienced. It came with many big adjustments for me to my career, my finances, and my mental well being as I am sure others can also relate to. I never thought that I would miss things like going out to eat, or to the bar for a drink, or even the awkward small talk at a party. But I missed it all. 2020 was a gentle reminder for all of us to never take anything for granted and I plan to carry that with me going forward. I started writing…
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Quick Review: Chase Sapphire Preferred Credit Card
The Basics Bonus: 60,000 Points when you spend $4,000 in the first 3 months of opening it. Annual Fee: $95 Credit Needed: Good – Excellent Earning Points: 2x points on travel and dining, 1x points on all other purchases 5x Lyft Points: Earn 5x points on each lyft ride Unlimited Free Deliveries: When using DoorDash’s Dash Pass on purchases over $12 Annual Bonus: No Expiration of Points: No, as long as the credit card is open. You can transfer points to keep them alive prior to cancelling the card if applicable. Other Perks Primary Rental Car Coverage:Deny the insurance at the rental car company saving you $15+ dollars per rental…
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Does Cancelling a Credit Card Hurt My Credit Score?
When I tell people that I credit card hack/travel hack (whatever you want to call it), the first kick back I always get is that doing so most surely will kill my credit score. So I think it is finally time to debunk this myth. Why Close a Credit Card? So the first question to address is why would one need to close a credit card? We are told that the age of credit is a factor in our credit score. So why would we want to cancel a card which will most certainly lower this metric? We want to cancel because with credit card hacking, we are often opening…
