• Finances

    Credit Cards: Good or Evil?

    The real answer is probably both.  However, this question is very unique to your situation. So, let’s break it down. We have all seen the commercials, the advertisements, the letters from credit card companies offering large bonuses for signing up for their credit card.  We have all been asked in every store we shop in, if we would be interested in signing up for a store credit card for increased perks/discounts.  Then we all heard our parents in our heads warning us that credit cards are the devil! Or is that just me?? For the longest time after I graduated high school and even undergrad, I held this notion that…

  • Traveling Healthcare

    Navigating Traveling Benefits

    This common con about travelers not having benefits is just plain untrue.  All traveling companies offer benefits.  Each company is slightly different, but that is why it is important to screen every company you are interested in before signing on.  Insurance:  Contrary to what you may have heard or assumed, every company offers access to Health, Dental, and Vision insurance.  They also offer life insurance, professional liability, short-term disability, 529 plans, pet insurance and many more. It’s a normal job, just like any other full time job you would get elsewhere.  Just make sure to ask questions just like you would any other job interview.  Many of these companies offer insurance…

  • Traveling Healthcare

    Assignment #2: A Gap Assignment

    After working in a smaller town in South Carolina, I was ready to move on to a bigger city. I applied for my Massachusetts physical therapy license and was ready to interview for a job in Boston!  Exciting, right? The only problem was that this job started 6 weeks after my job in South Carolina ended. I wanted the job in Boston, but also knew I wasn’t ready for a 6 week vacation. So here again is where the flexibility of traveling healthcare can be really beneficial.  I told my recruiter and we began reaching out to places that had contracts that had been open for awhile and may be…

  • Finances

    2018 Financial Summary

    I knew I wanted to make this post as a way to force myself to look at all of my spending throughout the entire year but also to track my net worth through time.  I knew I had been avoiding it, because I didn’t know what it was going to tell me. As a self-imposed saver, I was anxious what the actual numbers were going to say.  I use Mint, which is amazing, to help myself budget and track my gross spending but I wanted every detail. So, I dove in. I went through every one of my credit card statements, my checking/savings account statements, and my Venmo to track…

  • Traveling Healthcare

    My Career Will Never Advance as a Traveler

    There are partial truths to this common con.  Yes, you won’t be building a patient population, creating relationships with referrals, or getting your name out their in a community.  But to say that you aren’t developing as a clinician, therapist, nurse, etc. isn’t true.  I feel that every assignment that I have taken, I have significantly developed in my communication skills and adaptability. Think about it, you are working with brand new patients, colleagues, and staff every 13 weeks. You are forced to quickly adapt to any situation and build relationships very quickly.  I have felt like I have improved my overall care with my patients as a direct result of traveling. …