Emergency funds are a highly debated topic amongst the financial community and one that shouldn’t be taken lightly. So where should you stand on the matter? I personally feel that having an emergency fund set aside for a disaster is important, especially if you have dependents, but I disagree with where this money should be kept. So let’s start from the beginning and break it down so you can come to your own conclusion based on your unique circumstances. So what is an Emergency Fund? An emergency fund is liquid cash being available to use in case of a financial emergency such as home/car repairs, medical bills, or a period…
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Traveling and Health Insurance: Common Questions
I already have a blog post up about the benefits that traveling healthcare offers. These benefits are usually similar to that of a full time position and sometimes better. For example, my current traveling company offers a 5% 401k matching. Whereas one of my more recent contracts at a hospital only matched 2% to full time employees… In this past post, insurance is touched on, but in lieu of the many questions from readers, I think it would be beneficial to give a full post dedicated to deciphering the common myths about insurance with traveling healthcare. Common Questions This first one is is my favorite. Question: “Do travelers get insurance?” Answer: Yes. I…
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The Six Digit Club
When I first started this blog almost a year ago now, which in itself is crazy, I created a New Years post laying out my goals for the upcoming 2019 year. One such goal was to save $50,000 this year and grow my net worth to over $100,000. Well, I can finally say I made it. I’m a part of the 6 digit club, a true one hundred thousandaire. The best part was that I did it with almost three months left in the year which shows my estimations were off, in a good way. I tell you this not to brag but to show you how much you can…
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Assignment #5: Boston x2
I guess that when you enjoy a location, it’s hard to keep you away from it. This is exactly how I felt as I signed up for my second traveling bout in Boston and how I still feel today as I sit here on a hot 105 degree day in Arizona writing this. (I could use a nice ocean breeze right now). Boston for me was an amazing place to work as a traveler. I’ve touched on this some in my first post about traveling in Boston. But, in regards to geographic location, it’s perfect. It has the ocean, it has mountains just to the north in NH, VT, and…
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Introduction to the Credit Card Series
As I mentioned in my article about choosing the best credit card for your goals, I am starting up a new credit card series documenting my progression of credit card use over time. I am hoping this will give readers an idea of my own thought process that goes into my decisions when I open up a new credit card. I want to use this series to show how easy and attainable travel hacking can be for everyone, not just the nerds like me who research it. My goal with this series is to help decrease the fear associated with credit cards. It is human nature to fear what we…
